Hello and welcome!
Thank you for stopping by and taking the time to read my blog. I would like to give you a brief background about myself so that you have an idea about who I am.
I am 33 years old of Korean origin and moved to the United States when I was 4 years old in 1987. My family owned a store in a flea market selling clothes for over 25 years and I’ve worked there to help out since I was 11 years old. I was the first in my family to graduate from college. My parents never knew about dividend investing when they first arrived here and they still don’t know much about it today. They have worked so hard all their lives and no one educated them about dividend investing. However, they do own a couple of properties so luckily they have made other investments for retirement. But still, if they had started a dividend portfolio back 25 years ago, their portfolio would have out performed those properties and it would allow them to live a more comfortable life today. I hope that dividend investing can help me become financially free before the age of 50. When I have kids, I prepare to educate them at a young age and to have their first dividend investment portfolio started early as possible!
I had a great childhood where I played outside and like many kids I loved video games. Atari, Nintendo, Sega, PlayStation, Xbox, I’ve owned and played it all. I worked at a young age helping out my parent at their store earning me an allowance, which I blew it all on video games. If I had spent at least half of what I earned from working throughout my teen years, my portfolio would be much larger than it is today. While I did enjoy those times, I once never realized how much I’ve spent on video games and other useless things without the thought of ever investing! I guess not many kids think about investing and they usually realize it when they are in their mid 20’s or even in their early 30’s. But I am thankful that I have found this at a relatively young age with a decent sizable amount to start my portfolio.
Career & Situation
In 2012 I made a career change and started my career in software development. I have been working as a software developer ever since and I’ve been loving it. I am happily married. I try to be frugal with my money so that a large portion of it will go towards my dividend investing. I love my job but I don’t want to work until I’m 65 years old and would like to have financial freedom sooner rather than later. My dream is to be able to retire and travel with the passive income that I receive from my dividends in the future.
Every single type of investment that I’ve looked into (non dividend paying stocks, bonds, and real estate) all seemed pretty risky to me. That’s when I did a lot of research, which eventually lead me to dividend growth investing. I feel that the risk is very low since these companies will not go bankrupt and disappear over night. I won’t get too into specific details about my investments here but I hope my blog can help others who are starting out like I am.