2015 Goals – Results

2015 Goals:

 

Well 2016 is here (well it’s been here for the past 2 months) and it looks like I have failed almost all of my goals. The only success that I’ve had was to get initially started in investing my dividends.

My first failure was to keep my expenses at $600 a month. There were some months that I did meet this goal and even got under budget but ultimately I had important things come up.

As for the second failure, which was directly related in result of the first failure, I could not invest $3000 more by the end of the year in 3 new stocks. Life changing expenses came up in my personal life and I even had to resort in selling my Silver ETFs (SIL).  Sometimes life changing events that allows you to grow in your personal life are more important than money.

As for the final failure, I have been tentatively monitoring, updating my portfolio, and  reinvesting my dividends but I’ve failed to update my blog once a month with new content. This blogging thing is a new experience for me but I hope to update my blog with new content as much as I can this year.

Now I have to write up new goals for myself to set for this year and even a simple thing such as this can be complicated. I should think very carefully of what goals I want to reach and make sure that it is realistic as well.

 

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Dividend Income for 2015

Dividends Received

So the new year is here (well it’s been here for a while now) and for the three months in 2015, I’ve collected a total of $182.88! Below is a list of the dividends that I’ve received for each month.

October

  • ITW (Illinois Tool Works Inc) – $6.60 (.055 shares)
  • GG (Goldcorp Inc) – $1.54 (.062 shares)

 

November

  • CAT (Caterpillar Inc) – $12.32 (.173 shares)
  • CL (Colgate-Palmolive Company) – $6.08 (.093 shares)
  • GIS (General Mills Inc) – $7.92 (.1 shares)
  • PG (Procter & Gamble Company) – $9.28 (.123 shares)
  • POT (Potash Corporation Of Saskatchewan Inc) – $15.20 (.433 shares)
  • (AT&T) – $14.10 (.302 shares)

 

December

  • GDX (Barrick Gold Corp) – $19.37 (1.396 shares)
  • SO (Southern Co) – $11.94 (0.266 shares)
  • JNJ (Johnson & Johnson) – $8.25 (0.08 shares)
  • ADM (Archer Daniels Midland Co) – $6.72 (.19 shares)
  • EMR (Emerson Co) – $10.45 (.227 shares)
  • CVX (Chevron) – $14.98 (.172 shares)
  • XOM (Exxon) – $10.22 (.136 shares)
  • MMM (3M Co) – $7.18 (.048 shares)
  • ED (Consolidated Edison, Inc) – $9.10 (.142 shares)
  • KO (Cocal Cola) – $7.26 (.167 shares)
  • ABX (Barrick Gold Corp) – $3.06 (.343 shares)
  • GG (Goldcorp Inc) – $1.31 (.114 shares)

 

Since I’ve only started collecting in October of 2015 and not able to meet some of the ex-dividend dates, I hope to collect $700-$800 for the year 2016! I plan to add more dividend stocks to my portfolio but my budget has been taking a hit lately due to a recent purchase of a house with my girlfriend.

Recent Sell

I’ve recently sold my SIL (Global X Silver Miners ETF) because I needed the funds. It was painful to do so but some things need to be done to take care of business. I plan on not selling any of my current holdings in the future.

Dividend Liberty Application Release (Windows)

I’ve recently released my Dividend Liberty Application for free! You can download it here. The technical manual can be found in one of my blogs, https://dividendliberty.com/2016/02/03/dividend-liberty-application-release/. I hope this application can help others in managing their dividend portfolio, keep track of pay dates, dividends expected to receive, the generation of excel files for your own usages, and many more! I plan to update the application in the future to add new features and I hope that you guys can give me some feedback.

Dividend Liberty Design & New Features!

Latest release can be downloaded on this page! It is Windows 7 compatible. At this moment, I’m not sure if it is compatible with other versions of Windows but I would much appreciate it if you guys can test it out and give some feedback! Once you get to my google drive page, just hit the download image! I’ve been using this application for the past 2-3 months and it has been very useful! You can find the technical manual below!

New Look

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Here is the new application! The application now connects directly to Yahoo and it will retrieve the information live!

Portfolio Options

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The “Portfolio Options” are the options for the right hand side of the application (My Portfolio).

Get Costs

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Under the “Portfolio Options” we will go through the “Get Cost(s)” option first. You can highlight each stock (hold Ctrl+ mouse click) and select “Get Cost(s)”. The app will show you the costs.

 

Get Dividends

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The next option “Get Dividend(s)”, will displays the monthly, quarterly, and yearly dividends for the selected stocks.

 

Show Sector Percentages

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The “Show Sector Percentages” displays the count and percentages of the sectors that you have in your portfolio.

 

Generate Excel Portfolio

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The “generate excel” option will generate a spreadsheet of the information in your portfolio section of the application. Under the “Edit Columns” option, you can select the columns that you want in the spreadsheet as well as renaming the column. In this case, I selected all of the columns to show for my excel file.

 

Calculated Results

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The “Calculate Results” displays the total dividends for the monthly, quarterly, and annually. It also displays the total cost of your portfolio. The total cost is what you have spent on your portfolio (not current market value).

 

Non Portfolio Options

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The “Non Portfolio Options” are the options for the left hand side of the application.

 

Next To Purchase

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The left hand side are stocks that are not in your portfolio. If you select an individual stock, you can check the “Next to purchase” check box to flag that stock for future purchases.

 

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If you would like to see which stocks are your next purchases, you can select “Highlight Next Purchases”. By doing so, the app highlights all the stocks that you want to purchase next and displays how many have been saved. You can elect to move them over if you have purchased them to the right hand side.

 

Show Sector Percentages

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The “Show Sector Percentages” option displays the percentage and count of all the sectors in the left hand side of the application.

 

Main File Options

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The next group of options is under “File”.

 

Adding New Stocks

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Under “File–> New”, you can add a new stock to the non portfolio section. The required information to save are the symbol, industry, and dividend interval options. All other information is retrieved from Yahoo. The right hand side of this form allows you to change the date of the stock’s purchase and enter the shares and cost amounts.

 

Exporting your stocks

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For backup reasons, you can export the XML file that this application uses to save your data. It will store all the not in portfolio and portfolio data.

 

Importing your stocks

newappxmlimport

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Under the “Import” option, you can import the file that you have exported. So that in the future, if you want to install this application onto another computer, you can simply import your XML file back into the newly installed application!

 

Refresh Yahoo Data

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As for the “Refresh Yahoo Stock Info” option, sometimes the application will fail to connect to Yahoo and will fail to retrieve the information. If this happens, you will receive an error message displaying that all data was not retrieved successfully and you can simply refresh it.

 

My Portfolio’s Industry Sector Percentages

newappindustryoptions

Other notable features is the industry highlight feature. If you want to select a sector to see what percentage of your stocks is in a particular sector, you can simply highlight the sector and press the highlight button.

 

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In this case, I’ve elected to select “Consumer Staples.” The application highlighted all the stocks in that sector and gives the count and percentage that makes up of your portfolio.

 

Dividend Pay Date Option

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One of my favorite features in the application is the Pay Date option. If you select the date and press highlight, it will display the expected dividends pay dates as well as the amount.

 

newapppaydateresults

I’ve selected 6 stocks in this example. I’ve already received 3 of them this morning! The amount for DE, GIS, and T has gone up compared to my most recent portfolio in my blog since I’ve already updated my shares and price!

 

Editing Stock Information

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Finally, if you double click on any stocks, it will open the information for it. The right hand side is where you enter the number of shares that you own and the cost. When you press update, it will update your new information!

 

Conclusion

After having used this application for the past 2-3 months, I find that it is very handy to help me keep track of my portfolio. If you decide to try this application for free, please let me know if you like it or any feedback is much appreciated! After some feedback, I may go back and add new features or update this application, thanks!