Dividend Income for 2015

Dividends Received

So the new year is here (well it’s been here for a while now) and for the three months in 2015, I’ve collected a total of $182.88! Below is a list of the dividends that I’ve received for each month.

October

  • ITW (Illinois Tool Works Inc) – $6.60 (.055 shares)
  • GG (Goldcorp Inc) – $1.54 (.062 shares)

 

November

  • CAT (Caterpillar Inc) – $12.32 (.173 shares)
  • CL (Colgate-Palmolive Company) – $6.08 (.093 shares)
  • GIS (General Mills Inc) – $7.92 (.1 shares)
  • PG (Procter & Gamble Company) – $9.28 (.123 shares)
  • POT (Potash Corporation Of Saskatchewan Inc) – $15.20 (.433 shares)
  • (AT&T) – $14.10 (.302 shares)

 

December

  • GDX (Barrick Gold Corp) – $19.37 (1.396 shares)
  • SO (Southern Co) – $11.94 (0.266 shares)
  • JNJ (Johnson & Johnson) – $8.25 (0.08 shares)
  • ADM (Archer Daniels Midland Co) – $6.72 (.19 shares)
  • EMR (Emerson Co) – $10.45 (.227 shares)
  • CVX (Chevron) – $14.98 (.172 shares)
  • XOM (Exxon) – $10.22 (.136 shares)
  • MMM (3M Co) – $7.18 (.048 shares)
  • ED (Consolidated Edison, Inc) – $9.10 (.142 shares)
  • KO (Cocal Cola) – $7.26 (.167 shares)
  • ABX (Barrick Gold Corp) – $3.06 (.343 shares)
  • GG (Goldcorp Inc) – $1.31 (.114 shares)

 

Since I’ve only started collecting in October of 2015 and not able to meet some of the ex-dividend dates, I hope to collect $700-$800 for the year 2016! I plan to add more dividend stocks to my portfolio but my budget has been taking a hit lately due to a recent purchase of a house with my girlfriend.

Recent Sell

I’ve recently sold my SIL (Global X Silver Miners ETF) because I needed the funds. It was painful to do so but some things need to be done to take care of business. I plan on not selling any of my current holdings in the future.

Dividend Liberty Application Release (Windows)

I’ve recently released my Dividend Liberty Application for free! You can download it here. The technical manual can be found in one of my blogs, https://dividendliberty.com/2016/02/03/dividend-liberty-application-release/. I hope this application can help others in managing their dividend portfolio, keep track of pay dates, dividends expected to receive, the generation of excel files for your own usages, and many more! I plan to update the application in the future to add new features and I hope that you guys can give me some feedback.

Dividend Liberty Design & New Features!

Latest release can be downloaded on this page! It is Windows 7 compatible. At this moment, I’m not sure if it is compatible with other versions of Windows but I would much appreciate it if you guys can test it out and give some feedback! Once you get to my google drive page, just hit the download image! I’ve been using this application for the past 2-3 months and it has been very useful! You can find the technical manual below!

New Look

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Here is the new application! The application now connects directly to Yahoo and it will retrieve the information live!

Portfolio Options

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The “Portfolio Options” are the options for the right hand side of the application (My Portfolio).

Get Costs

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Under the “Portfolio Options” we will go through the “Get Cost(s)” option first. You can highlight each stock (hold Ctrl+ mouse click) and select “Get Cost(s)”. The app will show you the costs.

 

Get Dividends

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The next option “Get Dividend(s)”, will displays the monthly, quarterly, and yearly dividends for the selected stocks.

 

Show Sector Percentages

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The “Show Sector Percentages” displays the count and percentages of the sectors that you have in your portfolio.

 

Generate Excel Portfolio

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The “generate excel” option will generate a spreadsheet of the information in your portfolio section of the application. Under the “Edit Columns” option, you can select the columns that you want in the spreadsheet as well as renaming the column. In this case, I selected all of the columns to show for my excel file.

 

Calculated Results

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The “Calculate Results” displays the total dividends for the monthly, quarterly, and annually. It also displays the total cost of your portfolio. The total cost is what you have spent on your portfolio (not current market value).

 

Non Portfolio Options

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The “Non Portfolio Options” are the options for the left hand side of the application.

 

Next To Purchase

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The left hand side are stocks that are not in your portfolio. If you select an individual stock, you can check the “Next to purchase” check box to flag that stock for future purchases.

 

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If you would like to see which stocks are your next purchases, you can select “Highlight Next Purchases”. By doing so, the app highlights all the stocks that you want to purchase next and displays how many have been saved. You can elect to move them over if you have purchased them to the right hand side.

 

Show Sector Percentages

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The “Show Sector Percentages” option displays the percentage and count of all the sectors in the left hand side of the application.

 

Main File Options

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The next group of options is under “File”.

 

Adding New Stocks

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Under “File–> New”, you can add a new stock to the non portfolio section. The required information to save are the symbol, industry, and dividend interval options. All other information is retrieved from Yahoo. The right hand side of this form allows you to change the date of the stock’s purchase and enter the shares and cost amounts.

 

Exporting your stocks

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For backup reasons, you can export the XML file that this application uses to save your data. It will store all the not in portfolio and portfolio data.

 

Importing your stocks

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Under the “Import” option, you can import the file that you have exported. So that in the future, if you want to install this application onto another computer, you can simply import your XML file back into the newly installed application!

 

Refresh Yahoo Data

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As for the “Refresh Yahoo Stock Info” option, sometimes the application will fail to connect to Yahoo and will fail to retrieve the information. If this happens, you will receive an error message displaying that all data was not retrieved successfully and you can simply refresh it.

 

My Portfolio’s Industry Sector Percentages

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Other notable features is the industry highlight feature. If you want to select a sector to see what percentage of your stocks is in a particular sector, you can simply highlight the sector and press the highlight button.

 

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In this case, I’ve elected to select “Consumer Staples.” The application highlighted all the stocks in that sector and gives the count and percentage that makes up of your portfolio.

 

Dividend Pay Date Option

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One of my favorite features in the application is the Pay Date option. If you select the date and press highlight, it will display the expected dividends pay dates as well as the amount.

 

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I’ve selected 6 stocks in this example. I’ve already received 3 of them this morning! The amount for DE, GIS, and T has gone up compared to my most recent portfolio in my blog since I’ve already updated my shares and price!

 

Editing Stock Information

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Finally, if you double click on any stocks, it will open the information for it. The right hand side is where you enter the number of shares that you own and the cost. When you press update, it will update your new information!

 

Conclusion

After having used this application for the past 2-3 months, I find that it is very handy to help me keep track of my portfolio. If you decide to try this application for free, please let me know if you like it or any feedback is much appreciated! After some feedback, I may go back and add new features or update this application, thanks!

 

 

Dividend Application Update!

I’ve recently been working on my dividend application and made some big updates. You can download the latest version from this page. I’ve finally implemented a simple function in the program that allows the dividend application to get all up to date individual stock information such as the market cap, annual dividends, dividend yield, ex-dividend date, pay date, p/e ratio, open price, current price, 52 week range, and days range!

Live Data

Using the example below, when double clicking on the stock symbol “ED” shows the popup information. All the information shown is up to date and the only part that needs to be edited manually is the symbol, stock name, and industry. I could retrieve the stock name automatically but I prefer to name it a little differently than the results from Yahoo.

The right portion of the popup is the shares. I removed the ability to keep track of your buys and sells as it was getting overly too complicated to track and calculate this data. I wanted to keep this application simple and to mimic my current portfolio. However, it does have a date of when you first bought in but you can update the costs and shares to reflect your current portfolio.

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Another change that was made was to show the current market value in the calculated results based on the live share price. Also the annual dividend and yield is calculated based on the live values as well.

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Pay Date Feature

What I really like about this application is the pay date feature because it provides a really convenient way to see the stocks that is expected to pay dividends for the specified month/year. When pressing the pay date highlight button, it automatically selects all the stocks that are expected to pay a dividend for that month/year. It also shows the results of how much to expect for this month.

For example, I’ve selected the date of December 2015 and the results are shown below. It looks like I have 7 dividends to be paid for a total of $64.74 in the month of December. This feature also includes a breakdown of each individual company’s dividends. I find this very useful especially if you mix and match future stocks you might want to buy and see how it fits in your portfolio.

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The last changes made to the application was the theme but I’m still trying to find better ways to design the layout. For now this application is for my own personal use as it connects to my database on the cloud interacting with my list of stocks. But I plan to change that so in the future, it will be a self sustaining application within your computer (Windows). Please check back for regular updates as I will eventually release this application for free on my site for anyone to use!

Gold Stocks Higher On Fed’s Meeting

This morning with the Fed on hold with their decisions on an interest rate hike, gold mining stocks have pushed much higher. My current holdings of GDX, GG, ABX, and even SIL (Global X Silver Miners ETF) have gained 3.6%+ and as much as 4.6%. There will be days that it will go down but I believe overall it will continue to rally as long as the Fed keeps pushing back the date for a rate hike and now it looks like they’re saying a December hike is at hand. In my opinion, once December comes and goes with the announcement of no interest rate hike, gold mining shares will soar along with the price of physical bullion.

Why I Believe No Rate Hike At All

I honestly believe that the Fed will not be able to raise interest rates anytime soon. Their balance sheet has grown to more than 4 trillion dollars since 2008 and there is no way that we could even afford a .25% rate hike let alone .1% in this environment. We can barely pay the current interest rates of close to zero percent on our national debt as it is. What makes people think that we could pay at any rate? This leads me to be a very strong investor of gold. If you have not read my reasons to why you should have gold in your portfolio for the future, you can find it here.

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My First Gold Mining Dividend

I recently received my first dividend from GG (Goldcorp Inc) of $1.54 (monthly dividend) and while this doesn’t seem like much, I firmly believe that gold will do extremely well by the time I retire if I continue to reinvest. I am also very bullish on silver as it is viewed as a commodity and money. I will write more about it in the future but for now I’m focusing more on gold.

The price of gold mining stocks have taken a major beating the last couple of years where I find extreme value. Most dividend growth investors over look gold for their portfolios and I had the same inclinations at first but I’m starting to see a different light after receiving my first monthly dividend from GG.

Preserving Portfolio & Wealth

I am by no means a super gold bug (maybe just a little) but I am also a rational investor. In the beginning I wanted to sell my gold mining stocks when the price pushes higher to fuel my portfolio with more dividend companies but I’m realizing that I should make gold mining stocks a permanent allocation to my portfolio for insurance. Sure everyone won’t need gold as to a product manufactured from a consumer staples company but I view gold as money to weather the economic storms. If any volatility comes to the world markets now or in the future, gold is the best place to be as a safe haven.

The world has started dumping the U.S. Dollar. China, the world’s largest holder of U.S. treasuries (1.3 trillion) started to dump it starting back in August of this year. China’s foreign exchanged reserves plunged 94 billion dollars just in the month of August. Also, Russia and other countries have stopped using the dollar for oil trade. No one knows what will happen 5 to even 20 or more years from now but I’d like to be well diversified so that I can to protect my portfolio in the future.

History has shown that by having just 15% of gold mining stocks can protect your portfolio’s nominal value from plunging. Sure we dividend investors always say that we don’t care if our portfolio’s value drop but I tend to disagree. My strategy is to keep my overall portfolio’s value stable while investing in dividend stocks. I strongly believe that when it comes to the investment world, nothing should be ignored and the same should apply to gold.

So maybe give gold mining stocks a chance in your portfolio, especially at these rock bottom discount prices. As the world becomes more uncertain of its financial and economical situations, gold becomes that more attractive.

Walmart Plunges Nearly 10%

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WMT (Walmart) stock plunges as higher wages and lower sales cut profits. There could be massive layoffs coming into the 2016 year. The price of Walmart stock is 33% below its 52 week high.

I thought I would never have done this but I sold my NEM holdings for WMT. Just could not pass up this fire sale! Walmart also announced that it will do a 20 billion dollar buy back program for the next 2 years to appease the bad news today.

Starting My First Dividend Portfolio!

This is my first post to my dividend blog!

My goal for this blog is to keep track of my dividend portfolio that I’ve recently started. I hope to update my monthly purchases and received dividends regularly. It will be interesting to look back to the past years to see how my portfolio grew over the years and hopefully this could help and motivate others to do the same!

For the past few years, I’ve been looking for a long term investment with low risk that pays a fair return. Then I found out about dividend growth stocks for the first time. The power of dividend reinvesting and compounding convinced me to go this route.

I wished that I’ve known about such an investment at an earlier age so that I could have snow balled the portfolio to a much bigger size by now. But it is better to have started late than never and at age 32, my portfolio size of 23 companies is not too shabby.

In the future, I will have a specific break down of my current portfolio and as to why I’ve chosen these companies. It is very exciting to know that just by owning great companies you are generating passive income!